Edited by Omer Aktas
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Short answer
If a message or call makes you afraid and asks for money, pause. AI can make scams more convincing, but scammers still depend on pressure.
Red flags
Watch for these signs.
- “Do not tell anyone.”
- “You must act now.”
- “Your account is in danger.”
- “Send gift cards, crypto, gold, or wire transfer.”
- “I am your grandchild and I am in trouble.”
External help
The FTC imposter scam guide (opens in a new tab) gives clear advice about unexpected calls and messages that ask for money. The NCOA AI scam guide (opens in a new tab) explains newer AI-related threats for older adults.
Family code word
Create a family code word. If someone claims to be family in an emergency, ask for the word. If they cannot answer, stop and call another family member.
Simple rule
Slow is safe. Scammers hate slow decisions.